By pattipati.nageswar@gmail.com 
Got a fat JioMart Wallet balance and want to pay 100% of your order using cashback? You can—if your cart and payment meet JioMart’s rules. Here’s a simple, no-nonsense guide you can follow right now.
1) First, confirm what your cashback can pay for
JioMart cashback is credited to your JioMart Wallet after eligible orders (usually after the return window closes). It’s redeemable only on eligible products sold by Reliance Retail on JioMart—not on third-party sellers. Cashback is non-transferable and can expire per JioMart policy. JioMart+2JioMart+2
Useful links:
- JioMart Offers hub (see active promos): JioMart
- Generic Cashback T&Cs example (how it credits & where usable): JioMart
- Reliance SBI Co-branded card offer (wallet credit & usage language): JioMart
- JioMart Terms & Conditions (cashback expiry clause): JioMart
2) Build a cart that’s 100% eligible
To pay entirely with wallet cashback, every item must be “sold by Reliance Retail” (JioMart). If a third-party seller item is in the cart, wallet redemption may be blocked or reduced. Remove non-eligible items if you see the wallet toggle missing at checkout. JioMart
3) Redeem your cashback at checkout (the exact clicks)
- Add eligible items to cart.
- Proceed to Make Payment.
- On the payment page, look for “Wallet / Cashback / Rewards” (above Gift Card option).
- Enable/enter the JioMart Wallet amount and apply it. If your balance ≥ order total (after coupons), your payable becomes ₹0. If not, pay the remainder via another method. (Community UI tip on where the toggle appears). Reddit
Note: Cashback usually appears only after the return window closes on the order that earned it (often within ~7 working days after that). If you just received delivery, give it time to post. JioMart
4) Combine with coupons and offers (smart stacking)
- Apply coupons first, then redeem wallet cashback on the reduced total.
- Bank/UPI promos credit additional cashback later to your wallet; they don’t stop you from using existing wallet balance now (subject to each offer’s terms). JioMart
Examples of ongoing/typical styles of offers (for reference when live):
- SBI Reliance co-branded card: 5% wallet cashback (credited later; usable on future eligible orders). JioMart
- UPI/partner promos (e.g., CRED UPI): extra wallet cashback with min order & app-only conditions (varies by period). JioMart
Always check the Offers page on the day you shop for the latest specifics. JioMart
Quick Reference Table: Rules to Pay 100% with JioMart Cashback
| What you need | Why it matters |
|---|---|
| Wallet balance ≥ final payable (after coupons) | Lets you cover 100% of the cart with cashback. |
| All items sold by Reliance Retail (JioMart) | Wallet redemption isn’t allowed on third-party seller items. JioMart |
| Cashback credited (posted) | Cashback posts after return window of the earning order; before that it won’t appear. JioMart |
| No expired cashback | Unused cashback can expire as per policy; spend it in time. JioMart |
| Eligible categories | Some promos exclude items (e.g., bulk oils/ghee, certain staples) from earning/using offers. Check the offer’s page. JioMart |
Common reasons the “Use Wallet/ CashBack” option is missing
- Your cart includes a third-party seller item. Remove it or replace with “sold by Reliance Retail” item. JioMart
- Cashback hasn’t posted yet. Wait until after the return window (credit often within ~7 working days thereafter). JioMart
- Your cashback expired or insufficient balance for the cart. JioMart
- App/browser glitch or hidden toggle. On the Make Payment screen, the wallet toggle sits above the Gift Card box—easy to miss. Reddit
Example flow to pay 100% with cashback
- Add only Reliance-sold items → 2) Apply any coupon codes → 3) On Make Payment, toggle JioMart Wallet and apply full balance → 4) Amount due becomes ₹0, place order. (If the payable doesn’t hit ₹0, you’re either short on balance or have an ineligible item.)
FAQ
Q. Can I transfer JioMart cashback to a bank or another user?
No. Cashback is non-transferable and only redeemable on eligible products on JioMart. JioMart
Q. Does cashback expire?
Yes, JioMart states unutilized cashback can expire per policy. Use it promptly. JioMart
Q. Can I still earn bank/UPI cashback if I pay mainly with wallet balance?
Most partner promos require you to pay via that method. If your wallet covers 100%, there’s no partner payment—so no new partner cashback. If you want the partner promo, leave a small payable amount for that method (check each offer’s T&Cs). JioMart
Handy links (official pages)
- All current JioMart Offers: (bank/UPI/coupon promos change frequently). JioMart
- Cashback offer T&Cs (credit timeline & usage): JioMart
- Reliance SBI co-branded card cashback T&Cs (wallet credit, eligible items): JioMart
- JioMart Terms & Conditions (cashback expiry policy): JioMart
- JioMart Help/FAQs (payments): JioMart
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